The end of the year has a way of sneaking up on us. Between holiday plans, busy schedules, and everything else on your to-do list, it’s easy to forget about your dental benefits. If you haven’t made the most of your coverage this year, now is a great time to check.
We want you to feel confident about your dental care, including understanding your benefits and making informed decisions about your smile.
Your Dental Benefits May Reset on January 1
Most dental insurance plans have an annual maximum, which is the most your insurance company will contribute toward covered dental treatments during a benefit year.
For many plans, that year ends on December 31. Any unused benefits typically won’t roll over, meaning you could miss out on coverage you’ve already paid for.
Every plan is different, though, so it’s worth checking your annual maximum, deductible, and remaining benefits before scheduling treatment.
Don’t Forget About Your FSA or HSA
If you have a Flexible Spending Account (FSA), you may need to use your remaining funds before the end of the year. Some plans offer a grace period or limited carryover, so check with your employer.
Health Savings Accounts (HSAs) work differently. Your funds generally roll over from year to year, giving you more flexibility.
Both accounts may help cover eligible dental expenses, but purely cosmetic treatments typically aren’t eligible.
Make Time for Preventive Care
When was your last cleaning? If you’ve been putting off a routine visit, this is your reminder to get it on the calendar!
Many dental plans cover preventive services like cleanings and exams, sometimes with little or no out-of-pocket cost when you visit an in-network provider. Regular visits also give us a chance to catch small concerns before they become bigger problems.
Take Care of Treatment You’ve Been Putting Off
Need a crown, filling, or other restorative treatment. If you’ve already been recommended treatment, using your remaining benefits before they reset may help reduce your out-of-pocket expenses.
At The Mint Dental, we offer convenient options like same-day crowns to help you get the care you need without unnecessary appointments.
Thinking About a Smile Refresh?
The end of the year is also a great time to start planning your smile goals.
If you’re exploring cosmetic dentistry in Chattanooga, TN, our team can walk you through options like professional whitening and veneers.
For patients interested in porcelain veneers in Chattanooga, TN, we offer both milled ceramic and hand-layered porcelain options to create beautiful, natural-looking results.
While cosmetic treatments typically aren’t covered by dental insurance, we’re happy to discuss your options and help you plan.
Let’s Make the Most of Your Benefits
Your dental benefits are there to help you care for your smile. Don’t let the year end without knowing what’s available to you!
Whether you’re due for a cleaning, ready to complete treatment, or considering something new, The Mint Dental is here to help.
Call 423-486-9650 or visit our website to schedule your appointment before the year wraps up.